Privacy PolicyHome Mortgage Foreclosures ("we" or "us") respects your privacy and has adopted policies and procedures for ensuring that personal information about visitors ("you") is handled responsibly. This statement describes the privacy practices of the Home Mortgage Foreclosures website on the Internet at www.homemortgageforeclosures.com. Information CollectionHome Mortgage Foreclosures collects information from our visitors at several different points on our website. BrowsingVisitors may browse our website, subject to our website Terms of Service , without providing any individually identifiable information. RegistrationVisitors must register in order to use certain features of our website such as online discussion forums and bulletin boards. During registration, a visitor is required to provide contact information such as name, email address, and state. We use this information to contact visitors about features and services that we believe may be of interest. Registration data may also include demographic information (such as gender or age) and subject matter preferences so that we can effectively tailor editorial content according to interest. Requests and OrdersWhen a visitor asks us to provide information or a service, we request information to enable us to respond to the visitor. This information could include contact information (such as name, email address, and mailing address) and, if applicable, financial, payment, or billing information. Information UseProfileEach time you visit our website, our web server receives some basic technical information from your computer, including your Internet protocol (IP) address, domain name, referral data (e.g., the address of the website you visited before clicking through to our website), and browser and platform type. We store this technical information using cookies, log files, and/or third parties to create a profile of our visitors. A profile consists of stored technical information that we keep on individual visitors that details their viewing preferences. These profiles do not contain information that identifies any visitor as an individual person. This information is used to provide offers and improve the content of the site for a visitor, and may be used to customize portions of our website for a visitor or direct certain types of information to a visitor. We may share profile information (without individually identifying information) with third parties. CookiesA cookie is a small data file stored on a visitor's computer that contains information about the visitor. We use both session ID cookies and persistent cookies. For the session ID cookie, once visitors close the browser, the cookie simply terminates and is not retained. A persistent cookie is a small text file stored on the visitor's hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions. Log FilesLike most standard website servers, we use log files to track visitors' access to our website. This includes IP addresses, browser type, Internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track visitor movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc., are not linked to personally identifiable information. Communications from Home Mortgage ForeclosuresHome Mortgage Foreclosures by EmailIf a visitor wishes to subscribe to our Home Mortgage Foreclosures by Email newsletter, we must collect registration information including the visitor's name and email address. Subscribers may unsubscribe to stop receiving these email communications. Please see the "Choice" and "Opt-Out" sections of this policy below. AnnouncementsWe occasionally send registered visitors email messages about features on our website, promotions, events, or other information that may be of interest to them. Customer ServiceIf we need to communicate with a registered visitor, we generally use email, but may use other methods of communication as appropriate, if the visitor supplies such information to us. Sharing of InformationLegal RequirementsThough we make every effort to preserve visitor privacy, we may need to disclose personal information as required by law or if we have a good-faith belief that such action is necessary to comply with a current judicial proceeding or a court order or legal process served on us, or to assert or defend our legal rights, or to protect us or others from harm to persons or property. Non-Personally Identifiable Aggregate InformationWe may share aggregated demographic information with other entities such as our funding providers or third parties with whom we have marketing alliances. Public PostingsOur website provides numerous opportunities for visitors to express their opinions and views, in accordance with the standards of conduct in our Terms of Service . Visitors submit information to these forums with the understanding that the information will be made publicly available. For example, letters to the editor, letters to Home Mortgage Foreclosures's advice columnist, bulletin board postings, and statements made in an online discussion forum may be posted as we determine to be appropriate, and this content may be attributed to you. Home Mortgage Foreclosures exercises its discretion in determining what to post and what to remove. In most cases, Home Mortgage Foreclosures does not actively monitor visitor-submitted content, so visitors should be careful not to post anything that they do not wish to be publicly available. Once information is made publicly available on our website (no matter how long it may remain available), it may be copied or downloaded by other persons, and Home Mortgage Foreclosures has no control over who may obtain the information or what they may do with it. Service ProvidersWe share personally identifiable information with the companies that provide services for us or our website. For example, the companies that operate our website, maintain our computers, and prepare our mailings need access to information necessary to perform their tasks. Likewise, the companies that administer features on our website, or that provide professional or logistics services to us, need access to information about visitors in order to perform their work for us. Business TransitionsVisitor information may be transferred in connection with a business transition -- for example, if Home Mortgage Foreclosures merges with another entity, is acquired by another entity, or sells a portion of its assets. Choice/Opt-OutOur visitors are given the opportunity to "opt out" of having their information used for purposes not directly related to our site at the point where we ask for the information. For example, our order form has an opt-out mechanism so visitors who request something from us can keep their email address off of our lists for future mailings. Surveys, Sweepstakes & ContestsWe may occasionally conduct surveys, sweepstakes, or contests. Participation in these is completely voluntary and visitors have a choice of whether to disclose personally identifiable information in order to take part. The requested information typically includes contact information (such as name and mailing address) and demographic information (such as gender or age). Contact information will be shared with the survey, sweepstakes, or contest sponsors or used by Home Mortgage Foreclosures internally to notify the winners and award prizes. Non-identifying survey information will be used for purposes of monitoring or improving the use and satisfaction of Home Mortgage Foreclosures's website. Visitors' personally identifiable information is not shared with third parties involved in surveys, sweepstakes, or contests unless we give prior notice. Though we may use an intermediary to conduct these surveys, sweepstakes, or contests, these third parties may not use visitors' personally identifiable information for any other purposes. Other InformationSecurityWe take precautions to protect our visitors' information, including physical, technical, and administrative measures intended to prevent unauthorized access to or use of personally identifiable visitor information. LinksThis website contains links to other sites that offer their own products, services, and features that may be of interest to Home Mortgage Foreclosures visitors. However, Home Mortgage Foreclosures is not responsible for the privacy practices of such other sites. We encourage our visitors to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. Third-Party or Co-branded FeaturesHome Mortgage Foreclosures periodically collaborates with other companies to offer special features through our website. Because these offerings are not provided by Home Mortgage Foreclosures, they are subject to the third party's privacy policies and procedures. Correcting and Updating Personal InformationIf a visitor's personally identifiable information changes (such as email address, mailing address, or phone number), or if a visitor wishes to remove their information from our systems, we provide a way to correct, update, or delete/deactivate visitors' personally identifiable information. This can be done by making a written, telephone, or email request to Home Mortgage Foreclosures using one of the methods of contact described below under "Contact Information." Notification of ChangesIf we decide to change our privacy policy, we will post those changes to this privacy statement, and to other places we deem appropriate so our visitors are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected. Contact InformationIf you have questions or concerns regarding this statement, you may contact Home Mortgage Foreclosures' privacy officer by email at This e-mail address is being protected from spam bots, you need JavaScript enabled to view it by telephone at, 956-664-0980, or by mail at Webmaster, HomeMortgageForeclosures.com, 6609 N. 26th St., Mcallen, TX 78504.
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