Wells Fargo has announced an expansion of its mortgage modification program to its newly acquired Wachovia customers. 

Wachovia customers have until the end of February to apply for the program which can include extending loan terms to 40 years, reducing interest rates, charging no interest on a portion of the principal for a set period of time or even writing off a portion of the principal of the loan. 

Wachovia and Wells Fargo customers can apply for mortgage payment relief here.