Foreclosure Rules by State
|
|
The below table is a quick reference guide to the foreclosure rules by state - it reflects our best knowledge of the process in each state, but please consult with your local jurisdiction before acting. Laws are always subject to change.
| State | Judicial | Non-Judicial | Sale Publication* | Redemption Period* | Total Timeframe* | Sale/NTS | | Alabama | Yes | Yes | 3 | 52 | 7 to 11 | Trustee | | Alaska | Yes | Yes | 9 | 52 | 15 | Trustee | | Arizona | Yes | Yes | 6 | 4 to 26 | 13 | Trustee | | Arkansas | Yes | Yes | 4 | 52 | 10 | Trustee | | California | Yes | Yes | 3 | 52 | 17 | Trustee | | Colorado | Yes | Yes | 2 | 75 | 13 | Trustee | | Connecticut | Yes | | NA | Variable | 9 | Court | | Delaware | | Yes | 9 to 13 | None | 24 to 30 | Sheriff | | DC | Yes | | 3 | None | 7 | Trustee | | Florida | Yes | | NA | None | 19 | Court | | Georgia | Yes | Yes | 5 | None | 5 | Trustee | | Hawaii | Yes | Yes | 9 | None | 31 | Trustee | | Idaho | Yes | Yes | 6 | 52 | 21 | Trustee | | Illinois | Yes | | NA | 13 | 43 | Court | | Indiana | Yes | | 17 | None | 37 | Sheriff | | Iowa | Yes | Yes | 4 | 3 | 23 | Sheriff | | Kansas | Yes | | 3 | 52 | 19 | Sheriff | | Kentucky | Yes | | NA | 52 | 21 | Court | | Louisiana | Yes | | NA | None | 26 | Sheriff | | Maine | Yes | | 4 | 13 | 34 | Court | | Maryland | Yes | | 4 | Variable | 7 | Court | | Massachusetts | Yes | | 6 | None | 11 | Court | | Michigan | | Yes | 4 | 4 to 52 | 9 | Sheriff | | Minnesota | Yes | Yes | 1 | 260 | 13 to 14 | Sheriff | | Mississippi | Yes | Yes | 4 | None | 13 | Trustee | | Missouri | Yes | Yes | 1 | 52 | 9 | Trustee | | Montana | Yes | Yes | 7 | None | 21 | Trustee | | Nebraska | Yes | | NA | None | 20 | Sheriff | | Nevada | Yes | Yes | 11 | None | 17 | Trustee | | New Hampshire | | Yes | 3 | None | 8 | Trustee | | New Jersey | Yes | | NA | 2 | 39 | Sheriff | | New Mexico | Yes | | NA | 4 to 39 | 26 | Court | | New York | Yes | | NA | None | 64 | Court | | North Carolina | Yes | Yes | 4 | None | 16 | Sheriff | | North Dakota | Yes | | NA | 26 to 52 | 21 | Sheriff | | Ohio | Yes | | NA | None | 31 | Sheriff | | Oklahoma | Yes | Yes | NA | None | 27 | Sheriff | | Oregon | Yes | Yes | 4 | 26 | 21 | Trustee | | Pennsylvania | Yes | | NA | None | 39 | Sheriff | | Rhode Island | Yes | Yes | 3 | None | 9 | Trustee | | South Carolina | Yes | | NA | None | 21 | Court | | South Dakota | Yes | Yes | 3 | 4 to 52 | 21 | Sheriff | | Tennessee | | Yes | 3 | 104 | 6 | Trustee | | Texas | Yes | Yes | NA | None | 4 | Trustee | | Utah | | | NA | Variable | 20 | Trustee | | Vermont | Yes | | NA | 26 to 52 | 14 | Court | | Virginia | Yes | Yes | 2 to 4 | None | 6 | Trustee | | Washington | Yes | Yes | 13 | None | 19 | Trustee | | West Virginia | | Yes | 4 to 9 | None | 9 to 13 | Trustee | | Wisconsin | Yes | Yes | NA | 52 | 41 | Sheriff | | Wyoming | Yes | Yes | 4 | 13 to 52 | 9 | Sheriff | *All times in weeks.
|
Foreclosure News